Three business planning steps for the rest of 2015

With the midpoint of 2015 fast approaching, it’s time to take stock of your business successes during the past six months, as well as any areas where you perhaps haven’t made your mark as you had initially hoped. Looking to the future, here are three tips to help organise your business plans between now and the end of the year.
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Financial planning minimalism

Financial plans are necessarily complicated things. They need to take into account your goals and desires in the first instance, but then also factor in your attitude to risk and the individual events that you plan on happening throughout your life.

From there, things can get even more complicated. There’s your tax position to consider, investment suitability to analyse, pension contributions, ISAs, paying off your mortgage and other financial factors to bear in mind. There are frequent reviews of your situation to complete and, of course, the unexpected will always happen, so your plans could change at any moment. Read more …

2015 General Election Preview

There are now only weeks to go until the General Election, which – by common consent – will be the most closely fought and difficult to predict in a generation. Since only last week, a dozen opinion polls have been published and not one of them has made forecasting the likely outcome on May 7th any easier. Read more …

Market Comment – Bid boosts shares

The market seems to be taking the continuing focus on how the country might be run after next month’s general election in relatively good heart. Perhaps the message is that it doesn’t really matter who lives in No 10 because the policies are bound to be pretty similar, given the constraints placed upon economic man- agement by the ongoing deficit problem. Not that the manifestos give any indication that the politicians are being realistic and not making promises to garner votes.

Market Comment 14th April 2015

View from the Tower – Lucie Ellrich

As part of a regular feature in our monthly newsletters we will be taking a sneaky look into the lives of the people that make Brunel Capital Partners tick. This month, we get to know Lucie…

1. What first attracted you to Brunel Capital Partners?
The opportunity to work within a company that puts the needs of their clients at the forefront of their advice process.
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Budget 2015 Overview

Budget Summary 2015: The Election Budget

Introduction and Political Background

As the Chancellor stood up to speak on Wednesday March 18th there were less than 50 days to go until the General Election on May 7th. The opinion polls – and the bookmakers – still had the Conservatives marginally ahead, with David Cameron expected to remain in 10 Downing Street after the Election. But no one expected the Conservative party to have a clear majority and, as many commentators remarked, the ‘campaign’ so far had done nothing to capture the public imagination. Read more …

Ten questions to ask yourself about the new pension freedoms

1 – How long will my money have to last? We now tend to live longer. An average 65 year old in good health is expected to live for another 24 years and one in four people could now live to see their 95th birthday. Our retirement savings are going to have to last us for a long time – perhaps 30 years or more. Leaving them where they are for longer could make a big difference to our lifestyle in old age. Read more …

2015 Budget Preview

It’s only two months ago – on December 3rd – that Chancellor of the Exchequer George Osborne delivered his Autumn Statement. But we’re now just a few weeks away from his last Budget before the General Election, which will be held on May 7th. Read more …

Action needed! Pensions become flexible in 2015.

For those of you who downloaded our Budget commentary back in March of last year, you will no doubt already be familiar with the fact that 2015 is the year of greatly increased pensions flexibility. Through proper planning there have always been options for how you can take your pension income but, starting on April 6th 2015, those options will increase for most people. Read more …

Looking back on 2014

It’s that time of year again when we begin to say ‘goodbye’ to 2014 and ‘hello’ to the New Year. It’s a time for reflection and a time to say thank you.

We want to start by thanking those of you who have helped shape our business over the last 12 months. 2014 has been a great year for Brunel and we look forward to 2015 being even better. Read more …

Brunel Capital Partners is a sister company of Pilgrim Financial Planning