How money really makes you happy

In our blog post last month, we talked about the need to look ‘beyond the numbers’, to look at what mattered to you and how financial planning is a different activity than merely organising your finances in the most appropriate and tax efficient way.

This month, we wanted to take those ideas forward a few steps and explore them a little further.

Take money as a starting point. Money is normally accepted as the driver of all things. Indeed, we are ‘financial’ planners and we help our clients with money matters.

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Market Comment – Telling Sid Again

I am old enough to remember the first crop of state sell-offs under the Thatcher government in the early 1980s. Actually, I am sufficiently old to remember the de-nationalisation of the steel
industry, but that’s another story. Now, under the first proper Conservative administration for eighteen years, it seems we are returning to the age of “tell Sid”, for those who remember the campaign to encourage us to buy shares in British Gas. Lloyds Bank shares are to be made available to private investors, with smaller potential buyers being prioritised. Popular capitalism may be on its way back.

Market Comment 6th October

Planning beyond the numbers

For current clients and partners of Brunel, you’re likely to already be well aware that financial planning is not all about the numbers. For anyone new to ourselves and financial planning, however, it’s always worthwhile to revisit just what we do and how it differs from merely being ‘money organisation’.

Financial planning is designed to go ‘beyond the numbers’ to discover what it really is that you want the numbers (and, of course, money) to do for you. The important thing for us (and you) is to know where you want your money to take you.
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Proud to be awarded prestigious certifications

We are delighted to announce that Brunel and several of our team have been awarded two prestigious Standard certifications, demonstrating our commitment to best practice and extremely high levels of financial planning knowledge and service. Read more …

Summer Budget 2015 Overview

Introduction

It’s a parliamentary tradition that while making the Budget speech, the Chancellor may drink whatever he wishes. Previous Chancellors have opted for whisky (Kenneth Clarke), gin and tonic (Geoffrey Howe) and even sherry and beaten egg (William Ewart Gladstone). Reflecting more sombre and health conscious times, both Alistair Darling and Gordon Brown went for water and the current Chancellor, George Osborne has followed this dour, modern tradition. Read more …

UK General Election – The Results

When the polls opened at 7am on Thursday 7th May, the pundits and the pollsters were as one: the only certainty was a hung parliament. It was the most difficult-to-predict election for generations. The opinion polls had the parties running neck and neck, but the Conservatives led slightly in the predicted number of seats. A rough average from the pollsters seemed to be around 290 for the Blue team, 267 for the Reds and with the Lib Dems sinking to 25 or 26. Meanwhile, UKIP looked to be struggling to achieve its leader’s predicted “handful” and north of the Border, the SNP tsunami was gathering force. Read more …

2015 General Election Preview

There are now only weeks to go until the General Election, which – by common consent – will be the most closely fought and difficult to predict in a generation. Since only last week, a dozen opinion polls have been published and not one of them has made forecasting the likely outcome on May 7th any easier. Read more …

Autumn Statement Preview 2014

Last year, George Osborne took to the micro-blogging site Twitter to announce his Autumn Statement. Sadly, there was no mention of this year’s speech on the Chancellor’s social media account, but we do know it will be on Wednesday December 3rd and if he follows last year, Mr Osborne will be on his feet around noon.
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Financial Planning Week: 23rd – 29th November 2014

The 23rd November marks the start of the annual Financial Planning Week, a scheme run by one of the leading bodies in our industry, The Institute Of Financial Planning (IFP). During the week, the IFP and firms from around the country will join together to promote the benefits of financial planning and we are more than happy to lend our support to the initiative.
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New Intestacy rules are no substitute for a properly drafted Will

The intestacy rules – that is, the rules for distributing estates where the deceased has not made a Will – changed from the 1st October for the first time since 1925.

The Inheritance and Trustees’ Powers Act 2014 came into effect in England and Wales. The legislation introduces a number of important changes, based on the recommendations of the Law Commission, to a multitude of issues that affect Will drafting and the administration of estates.

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Brunel Capital Partners is a sister company of Pilgrim Financial Planning