September Market Comment – Tricky Times

China is proving slow to go away as a perceived problem for investors. While the shock announcement of its, admittedly modest, currency devaluation against the US dollar did not produce the mayhem in foreign exchange markets many feared, worries over the extent of the slowdown taking place in the world’s second largest economy continue to undermine sentiment. Life may have become a little calmer of late, but there remains much speculation over the extent of the Chinese slowdown.

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Should ‘What’s your number?’ actually be ‘What are your numbers?’

As we’ve mentioned before, it is part of our job as financial planners to keep up with industry research, revisit old trends and basically make sure we are on top of the full financial picture for all of our clients. Read more …

Merging business and personal financial planning can pay dividends

For those of you who are business owners, or who have business owners as clients, it is likely that a relatively large amount of your wealth is currently placed within your business.

This arrangement is doubtless one of necessity, created at business formation, but it can cause problems for your financial planning. Read more …

Learning from these 5 Bristol business successes

As a Bristol business ourselves, we’re always ready and happy to celebrate the success of fellow local businesses, organisations and concerns. There has been a lot of positive news from the city recently, as it continues to thrive and grow as a whole and so, this month, we thought we would highlight these great stories from fellow Bristolians and their great aims, drives and companies. Read more …

Market Comment – A Mixed Summer Picture

The focus has shifted from Greece to China over recent days. Shares on the Shanghai Stock Exchange have continued to give investors a rough ride. While the problems stem mainly from the speculation that accompanied the end of the bull run and the role of the banks in funding domestic investors, there can be no doubt China’s economic growth is slowing. Witness the recent fall in the oil price to below $50. Little wonder global growth expectations are being ratcheted down. Read more …

Thinking of using the new pension freedoms? Think cash flow planning first.

As financial advisers, one of the most important exercises we will carry out with clients is cash flow planning.

For those of you who have been through this process already, you’ll know that it provides a wonderfully clear look forward into the future at your financial situation at any given point. Read more …

Proud to be awarded prestigious certifications

We are delighted to announce that Brunel and several of our team have been awarded two prestigious Standard certifications, demonstrating our commitment to best practice and extremely high levels of financial planning knowledge and service. Read more …

2015 Client Survey Results

As always, we would like to extend our thanks to all of our clients who took part in this year’s client survey. All of your feedback is taken into account and it really does provide us with an invaluable way of both measuring how we are doing whilst  enabling us to make specific improvements that matter to you. Read more …

Market Comment – Muddling Through

When last I shared my thoughts on what might be in store for markets, investor confidence was being assailed from a variety of directions. Yet somehow we seem to have managed to survive. Greece has got its bailout money, though at a hefty price; the Budget was well received and China failed to implode. Markets have regained a degree of stability as a consequence. While shares are hardly racing away, the restoration of the status quo has brought a degree of comfort to investors.

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Summer Budget 2015 Overview

Introduction

It’s a parliamentary tradition that while making the Budget speech, the Chancellor may drink whatever he wishes. Previous Chancellors have opted for whisky (Kenneth Clarke), gin and tonic (Geoffrey Howe) and even sherry and beaten egg (William Ewart Gladstone). Reflecting more sombre and health conscious times, both Alistair Darling and Gordon Brown went for water and the current Chancellor, George Osborne has followed this dour, modern tradition. Read more …

Brunel Capital Partners is a sister company of Pilgrim Financial Planning