How much is enough?

For us, Financial Planning means helping you discover the answers to the many questions you may have about your financial future. But, there is one big question we feel everyone needs the answer to: how much money do you need for the rest of your life? Once you have the answer to this important question, we know you will find financial peace of mind.

There are four stages to our Financial Planning process:

Stage 1 – Discover

We listen to you so that we can understand everything about you. The lifestyle you have now and what your future may look like. We want to know what is important to you and who is important to you.

Stage 2 – Develop

Once we have spent some time getting to know you, we build a picture of what you need your capital to do for you. We will plot your goals and develop a financial plan to support them.

We use a cash flow forecasting tool that marries current and future expenditure with current and future income. This will show us the answers to some important questions such as how much you may still need to earn, do you already have enough or do you have too much? It also helps to guide the level of investment return you may need.

Stage 3 – Action

When your financial plan in place we work with you to implement it.

Stage 4 – Review

We monitor your plan regularly and review it with you annually to make sure you stay on track and take into account any changes that need to be made. A financial plan is not a one off, it takes time to evolve and achieve.

Can you afford to retire now?

Many clients come to us in their early fifties, asking if they can afford to retire early. More often than not, we are able to provide them with some good news.

If you would like us to help you find the answer to your financial dilemma, please get in touch. We would love to hear from you. 0117 214 0870


This is what one client said about our service:

Thank you so much for giving me the green light and support last Wednesday.

I felt a huge load off my shoulders when I walked out of the building…

… by the sudden life-change and new opportunities that I was given by “your thumbs up”.

In fact, so much so, I missed three buses as I was dreaming of all the possibilities that had suddenly been given to me by you saying that it is possible for me to take time off earning money. To move on and start a new chapter.

I cannot tell you in words how happy I feel. A long way to go but that feeling of having broken a mindset barrier feels right and I feel great about it.

When I walked into the building I felt stuck.

The way I walked out, with that depressive feeling gone, I won’t forget that for a while.

It was a real mind-changing life moment!

Thank you so much for helping me make that decision.

Jacqui