Mr and Mrs Rock are in their mid 60s with no children. Mr Rock ran his own manufacturing business and decided some time ago to sell the business. Mrs Rock is a retired primary school teacher. Both have pensions and have started to take an income from them.

Summary of assets
Home
£485k
Cash
£875k
Investment bonds
£315k
ISA
£75k
1. Issues

Mr and Mrs Rock have a reasonable lifestyle but are nervous about the future and like to keep at least £500K in cash to use if and when required.

2. Action we took

In order to confirm how much risk they were willing to take they completed a Finametrica questionnaire. After agreeing what they were trying to achieve, we constructed a portfolio of investments that would meet their existing needs and be flexible enough to deliver in the future as their circumstances changed.

3. The results

Mr & Mrs Rock now have an investment strategy with which they are comfortable and confident.

Brunel Capital Partners is a sister company of Pilgrim Financial Planning